Troops, Inc. /Cayman Islands/

TROOdata completeness 88%17 fiscal years on file
The thesis, from the filings

Troops, Inc. /Cayman Islands/ earns about -17% on invested capital, below its ~9% cost of capital, but has diluted owners by 19% over 5 years — no moat visible in the numbers. The applicable estimate puts fair value near $0.11 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2021FY 2022FY 2023FY 2024FY 2025
Revenue$3.68M1$3.87M2$3.57M3$10.1M3$17.1M3
Net income−$8.41M4−$346,0005−$1.72M6−$13.4M6−$27.9M6
Operating cash flow$12.3M7−$368,0008−$6.54M9$1.96M9$807,0009
Capital expenditure$402,00010$156,00011$221,00012$251,00012$117,00012
Free cash flow (derived)$11.9M7−$524,0008−$6.76M9$1.7M9$690,0009
Total debt
Cash & equivalents$3.48M13$2.95M14$3.11M14$5.17M14$4.02M14
Diluted shares101.6M101.6M101.6M102.2M120.7M

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$4.06
your share of equity
Profit it earned you last year
−$2.31
Free cash flow it threw off
$0.06
Debt you’d be carrying

10 shares is a claim on $4.06 of net worth that earned you −$2.31 and generated $0.06 of cash last year.

iii. Is this a good business?
Moat signal · return on invested capital
-17% avg · 5y
FY21 -11%FY22 -0%FY23 -2%FY24 -17%FY25 -52%

It earned about -17% on invested capital against a ~9% cost of capital — below the cost of funding. The numbers show no moat.

seeing a moat in the numbers →
Management signal · capital allocation
+19% shares · 5y

Share count is up 19% over 5 years — owners have been diluted. Worth asking what they got for it.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.1.0
DCF · Growth Exit 10Y
$0.11
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth0.0%
  • fcfBase$690,000
DCF · Growth Exit 5Y
$0.11
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth0.0%
  • fcfBase$690,000
Earnings Power Value
not applicable
normalized (5y-median) earnings non-positive — EPV undefined
Graham Number
not applicable
diluted EPS missing or non-positive — Graham Number undefined

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years0.0%
Discount rate (WACC)8.93%
Terminal growth2.5%
At your growth, a share is worth $0.11
The three cases
Bear0.0%$0.11
Base0.0%$0.11
Bull5.0%$0.13

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 0.0%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 20-F/A · period ending 2021-12-31 · accession 0001410578-24-001551 (RevenueFromContractWithCustomerExcludingAssessedTax)
  2. 20-F · period ending 2022-12-31 · accession 0001410578-25-001051 (RevenueFromContractWithCustomerExcludingAssessedTax)
  3. 20-F · period ending 2023-12-31 · accession 0001104659-26-052000 (RevenueFromContractWithCustomerExcludingAssessedTax)
  4. 20-F · period ending 2021-12-31 · accession 0001410578-22-001260 (NetIncomeLoss)
  5. 20-F · period ending 2022-12-31 · accession 0001410578-25-001051 (ProfitLoss)
  6. 20-F · period ending 2023-12-31 · accession 0001104659-26-052000 (ProfitLoss)
  7. 20-F/A · period ending 2021-12-31 · accession 0001410578-24-001551 (NetCashProvidedByUsedInOperatingActivities)
  8. 20-F · period ending 2022-12-31 · accession 0001410578-25-001051 (NetCashProvidedByUsedInOperatingActivities)
  9. 20-F · period ending 2023-12-31 · accession 0001104659-26-052000 (NetCashProvidedByUsedInOperatingActivities)
  10. 20-F/A · period ending 2021-12-31 · accession 0001410578-24-001551 (PaymentsToAcquireProductiveAssets)
  11. 20-F · period ending 2022-12-31 · accession 0001410578-25-001051 (PaymentsToAcquireProductiveAssets)
  12. 20-F · period ending 2023-12-31 · accession 0001104659-26-052000 (PaymentsToAcquireProductiveAssets)
  13. 20-F · period ending 2021-12-31 · accession 0001410578-22-001260 (CashAndCashEquivalentsAtCarryingValue)
  14. 20-F · period ending 2022-12-31 · accession 0001104659-26-052000 (CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents)