Trip.com Group Ltd

TCOMdata completeness 100%16 fiscal years on file
The thesis, from the filings

Trip.com Group Ltd earns about 9% on invested capital, below its ~9% cost of capital, but has diluted owners by 10% over 5 years — no moat visible in the numbers. The estimate methods put fair value between $20.73 and $224.84 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2021FY 2022FY 2023FY 2024FY 2025
Revenue$3.14B1$2.91B2$6.28B3$7.31B4$8.94B5
Net income−$86M6$206M7$1.4B8$2.34B9$4.76B10
Operating cash flow$388M11$380M12$3.1B13$2.69B14$2.06B15
Capital expenditure$89M16$72M17$85M18$81M19$114M20
Free cash flow (derived)$299M11$308M12$3.01B13$2.61B14$1.95B15
Total debt$8B21$6.65B22$6.33B23$5.42B24$4.4B25
Cash & equivalents$3.11B26$2.47B27$5.86B28$6.64B29$5.7B30
Diluted shares634.1M657.1M671.1M688.7M698.4M

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$349.77
your share of equity
Profit it earned you last year
$68.19
Free cash flow it threw off
$27.85
Debt you’d be carrying
$62.99

10 shares is a claim on $349.77 of net worth that earned you $68.19 and generated $27.85 of cash last year, against $62.99 of debt.

iii. Is this a good business?
Moat signal · return on invested capital
9% avg · 5y
FY21 1%FY22 2%FY23 8%FY24 12%FY25 21%

It earned about 9% on invested capital against a ~9% cost of capital — below the cost of funding. The numbers show no moat.

seeing a moat in the numbers →
Management signal · capital allocation
+10% shares · 5y

Share count is up 10% over 5 years — owners have been diluted. Worth asking what they got for it. Total debt has fallen 45% — deleveraging.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.1.0

The 3 estimate methods that apply put fair value between $20.73 and $224.84 a share. They rest on different assumptions, so where they diverge is the story.

DCF · Growth Exit 10Y
$224.84
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth20.0%
  • fcfBase$2.61B
DCF · Growth Exit 5Y
$123.75
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth20.0%
  • fcfBase$2.61B
Earnings Power Value
$20.73
assumptions (8)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • normalizedEarnings$1.4B
  • growthAssumed0.0%
Graham Number
not applicable
diluted EPS missing or non-positive — Graham Number undefined

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years20.0%
Discount rate (WACC)8.93%
Terminal growth2.5%
At your growth, a share is worth $123.75
The three cases
Bear0.0%$55.28
Base20.0%$123.75
Bull20.0%$123.75

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 20.0%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 20-F · period ending 2021-12-31 · accession 0001193125-22-123585 (RevenueFromContractWithCustomerIncludingAssessedTax)
  2. 20-F · period ending 2022-12-31 · accession 0001193125-23-080422 (RevenueFromContractWithCustomerIncludingAssessedTax)
  3. 20-F · period ending 2023-12-31 · accession 0001193125-24-122196 (RevenueFromContractWithCustomerIncludingAssessedTax)
  4. 20-F · period ending 2024-12-31 · accession 0001193125-25-078429 (RevenueFromContractWithCustomerIncludingAssessedTax)
  5. 20-F · period ending 2025-12-31 · accession 0001193125-26-183379 (RevenueFromContractWithCustomerIncludingAssessedTax)
  6. 20-F · period ending 2021-12-31 · accession 0001193125-22-123585 (NetIncomeLoss)
  7. 20-F · period ending 2022-12-31 · accession 0001193125-23-080422 (NetIncomeLoss)
  8. 20-F · period ending 2023-12-31 · accession 0001193125-24-122196 (NetIncomeLoss)
  9. 20-F · period ending 2024-12-31 · accession 0001193125-25-078429 (NetIncomeLoss)
  10. 20-F · period ending 2025-12-31 · accession 0001193125-26-183379 (NetIncomeLoss)
  11. 20-F · period ending 2021-12-31 · accession 0001193125-22-123585 (NetCashProvidedByUsedInOperatingActivities)
  12. 20-F · period ending 2022-12-31 · accession 0001193125-23-080422 (NetCashProvidedByUsedInOperatingActivities)
  13. 20-F · period ending 2023-12-31 · accession 0001193125-24-122196 (NetCashProvidedByUsedInOperatingActivities)
  14. 20-F · period ending 2024-12-31 · accession 0001193125-25-078429 (NetCashProvidedByUsedInOperatingActivities)
  15. 20-F · period ending 2025-12-31 · accession 0001193125-26-183379 (NetCashProvidedByUsedInOperatingActivities)
  16. 20-F · period ending 2021-12-31 · accession 0001193125-22-123585 (PaymentsToAcquirePropertyPlantAndEquipment)
  17. 20-F · period ending 2022-12-31 · accession 0001193125-23-080422 (PaymentsToAcquirePropertyPlantAndEquipment)
  18. 20-F · period ending 2023-12-31 · accession 0001193125-24-122196 (PaymentsToAcquirePropertyPlantAndEquipment)
  19. 20-F · period ending 2024-12-31 · accession 0001193125-25-078429 (PaymentsToAcquirePropertyPlantAndEquipment)
  20. 20-F · period ending 2025-12-31 · accession 0001193125-26-183379 (PaymentsToAcquirePropertyPlantAndEquipment)
  21. 20-F · period ending 2021-12-31 · accession 0001193125-22-123585 (LongTermDebtNoncurrent)
  22. 20-F · period ending 2022-12-31 · accession 0001193125-23-080422 (LongTermDebtNoncurrent)
  23. 20-F · period ending 2023-12-31 · accession 0001193125-24-122196 (LongTermDebtNoncurrent)
  24. 20-F · period ending 2024-12-31 · accession 0001193125-25-078429 (LongTermDebtNoncurrent)
  25. 20-F · period ending 2025-12-31 · accession 0001193125-26-183379 (LongTermDebtNoncurrent)
  26. 20-F · period ending 2021-12-31 · accession 0001193125-22-123585 (CashAndCashEquivalentsAtCarryingValue)
  27. 20-F · period ending 2022-12-31 · accession 0001193125-23-080422 (CashAndCashEquivalentsAtCarryingValue)
  28. 20-F · period ending 2023-12-31 · accession 0001193125-24-122196 (CashAndCashEquivalentsAtCarryingValue)
  29. 20-F · period ending 2024-12-31 · accession 0001193125-25-078429 (CashAndCashEquivalentsAtCarryingValue)
  30. 20-F · period ending 2025-12-31 · accession 0001193125-26-183379 (CashAndCashEquivalentsAtCarryingValue)