Sea Ltd

SEdata completeness 88%11 fiscal years on file
The thesis, from the filings

Sea Ltd earns about 11% on invested capital, comfortably above its ~9% cost of capital, but has diluted owners by 20% over 5 years — a real edge showing up in the numbers. The estimate methods put fair value between $2.45 and $95.78 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2021FY 2022FY 2023FY 2024FY 2025
Revenue$9.96B1$12.4B2$11.5B3$14.7B3$19.6B3
Net income−$2.05B4−$1.65B5$150.7M6$444.3M6$1.58B6
Operating cash flow$208.6M7−$1.06B8$2.08B9$3.28B9$5.02B9
Capital expenditure$772.2M10$924.2M11$241.6M12$318.2M12$513.8M12
Free cash flow (derived)−$563.5M7−$1.98B8$1.84B9$2.96B9$4.51B9
Total debt
Cash & equivalents$9.25B13$6.03B14$2.81B15$2.41B16$4.16B16
Diluted shares532.7M558.1M594.4M604.7M638.2M

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$196.27
your share of equity
Profit it earned you last year
$24.73
Free cash flow it threw off
$70.68
Debt you’d be carrying

10 shares is a claim on $196.27 of net worth that earned you $24.73 and generated $70.68 of cash last year.

iii. Is this a good business?
Moat signal · return on invested capital
11% avg · 5y
FY21 FY22 FY23 6%FY24 8%FY25 20%

It earned about 11% on invested capital against a ~9% cost of capital — comfortably above the cost of funding, a moderate advantage.

seeing a moat in the numbers →
Management signal · capital allocation
+20% shares · 5y

Share count is up 20% over 5 years — owners have been diluted. Worth asking what they got for it.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.1.0

The 3 estimate methods that apply put fair value between $2.45 and $95.78 a share. They rest on different assumptions, so where they diverge is the story; the Graham Number is a stricter floor, not a target.

DCF · Growth Exit 10Y
$95.78
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth5.0%
  • fcfBase$2.96B
DCF · Growth Exit 5Y
$88.8
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth5.0%
  • fcfBase$2.96B
Earnings Power Value
$2.45
assumptions (8)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • normalizedEarnings$150.7M
  • growthAssumed0.0%
Graham Number
$33.36
assumptions (1)
  • grahamMultiplier2250.0%

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years5.0%
Discount rate (WACC)8.93%
Terminal growth2.5%
At your growth, a share is worth $88.8
The three cases
Bear0.0%$72.76
Base5.0%$88.8
Bull10.0%$107.99

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 5.0%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 20-F · period ending 2021-12-31 · accession 0001140361-24-022429 (RevenueFromContractWithCustomerExcludingAssessedTax)
  2. 20-F · period ending 2022-12-31 · accession 0001193125-25-084311 (RevenueFromContractWithCustomerExcludingAssessedTax)
  3. 20-F · period ending 2023-12-31 · accession 0001140361-26-015366 (RevenueFromContractWithCustomerExcludingAssessedTax)
  4. 20-F · period ending 2021-12-31 · accession 0001140361-24-022429 (NetIncomeLoss)
  5. 20-F · period ending 2022-12-31 · accession 0001193125-25-084311 (NetIncomeLoss)
  6. 20-F · period ending 2023-12-31 · accession 0001140361-26-015366 (NetIncomeLoss)
  7. 20-F · period ending 2021-12-31 · accession 0001140361-24-022429 (NetCashProvidedByUsedInOperatingActivities)
  8. 20-F · period ending 2022-12-31 · accession 0001193125-25-084311 (NetCashProvidedByUsedInOperatingActivities)
  9. 20-F · period ending 2023-12-31 · accession 0001140361-26-015366 (NetCashProvidedByUsedInOperatingActivities)
  10. 20-F · period ending 2021-12-31 · accession 0001140361-24-022429 (PaymentsToAcquirePropertyPlantAndEquipment)
  11. 20-F · period ending 2022-12-31 · accession 0001193125-25-084311 (PaymentsToAcquirePropertyPlantAndEquipment)
  12. 20-F · period ending 2023-12-31 · accession 0001140361-26-015366 (PaymentsToAcquirePropertyPlantAndEquipment)
  13. 20-F · period ending 2021-12-31 · accession 0001140361-23-017021 (CashAndCashEquivalentsAtCarryingValue)
  14. 20-F · period ending 2022-12-31 · accession 0001140361-24-022429 (CashAndCashEquivalentsAtCarryingValue)
  15. 20-F · period ending 2023-12-31 · accession 0001193125-25-084311 (CashAndCashEquivalentsAtCarryingValue)
  16. 20-F · period ending 2024-12-31 · accession 0001140361-26-015366 (CashAndCashEquivalentsAtCarryingValue)