MAGIC SOFTWARE ENTERPRISES LTD

RMTHFdata completeness 100%16 fiscal years on file
The thesis, from the filings

MAGIC SOFTWARE ENTERPRISES LTD earns about 19% on invested capital, far above its ~9% cost of capital, with a roughly flat share count — a real edge showing up in the numbers. The estimate methods put fair value between $7.78 and $56.44 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2020FY 2021FY 2022FY 2023FY 2024
Revenue$480.3M1$566.8M2$535.1M2$552.5M2
Net income$25.2M3$29.3M3$40.5M4$37M4$36.9M4
Operating cash flow$52.3M5$37.8M5$56.6M6$69M6$74.8M6
Capital expenditure$2.77M7$1.44M7$4.38M8$1.62M8$1.54M8
Free cash flow (derived)$49.5M5$36.4M5$52.2M6$67.4M6$73.3M6
Total debt$58.8M9$69.7M9$81.2M10$59.3M10
Cash & equivalents$88.1M11$88.1M11$83.1M12$105.9M12$112.8M12
Diluted shares49.0M49.1M49.1M49.1M49.1M

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$56.45
your share of equity
Profit it earned you last year
$7.51
Free cash flow it threw off
$14.93
Debt you’d be carrying
$12.08

10 shares is a claim on $56.45 of net worth that earned you $7.51 and generated $14.93 of cash last year, against $12.08 of debt.

iii. Is this a good business?
Moat signal · return on invested capital
19% avg · 5y
FY20 13%FY21 14%FY22 27%FY23 19%FY24 21%

It earned about 19% on invested capital, year after year, against a ~9% cost of capital — the footprint of real pricing power. Competition usually drags returns like this back down; here it hasn't.

seeing a moat in the numbers →
Management signal · capital allocation
+0% shares · 5y

Share count is roughly flat over 5 years — little dilution, little buyback. Total debt has held roughly steady.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.1.0

The 3 estimate methods that apply put fair value between $7.78 and $56.44 a share. They rest on different assumptions, so where they diverge is the story; the Graham Number is a stricter floor, not a target.

DCF · Growth Exit 10Y
$56.44
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth14.8%
  • fcfBase$67.4M
DCF · Growth Exit 5Y
$37.53
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth14.8%
  • fcfBase$67.4M
Earnings Power Value
$7.78
assumptions (8)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • normalizedEarnings$36.9M
  • growthAssumed0.0%
Graham Number
$9.76
assumptions (1)
  • grahamMultiplier2250.0%

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years14.8%
Discount rate (WACC)8.93%
Terminal growth2.5%
At your growth, a share is worth $37.53
The three cases
Bear0.0%$20.69
Base14.8%$37.53
Bull19.8%$45.43

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 14.8%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 20-F · period ending 2021-12-31 · accession 0001213900-24-042337 (Revenue)
  2. 20-F · period ending 2022-12-31 · accession 0001213900-25-043459 (Revenue)
  3. 20-F · period ending 2020-12-31 · accession 0001213900-22-025866 (NetIncomeLoss)
  4. 20-F · period ending 2022-12-31 · accession 0001213900-25-043459 (ProfitLossAttributableToOwnersOfParent)
  5. 20-F · period ending 2020-12-31 · accession 0001213900-22-025866 (NetCashProvidedByUsedInOperatingActivities)
  6. 20-F · period ending 2022-12-31 · accession 0001213900-25-043459 (CashFlowsFromUsedInOperatingActivities)
  7. 20-F · period ending 2020-12-31 · accession 0001213900-22-025866 (PaymentsToAcquirePropertyPlantAndEquipment)
  8. 20-F · period ending 2022-12-31 · accession 0001213900-25-043459 (PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities)
  9. 20-F · period ending 2020-12-31 · accession 0001213900-22-025866 (LongTermDebtNoncurrent)
  10. 20-F · period ending 2023-12-31 · accession 0001213900-25-043459 (Borrowings)
  11. 20-F · period ending 2020-12-31 · accession 0001213900-22-025866 (CashAndCashEquivalentsAtCarryingValue)
  12. 20-F · period ending 2022-12-31 · accession 0001213900-25-043459 (CashAndCashEquivalents)