Performance Shipping Inc.

PSHGdata completeness 88%16 fiscal years on file

Data notes: no data for concept 'incomeTaxExpense'; no data for concept 'pretaxIncome'

The thesis, from the filings

Performance Shipping Inc. earns about 15% on equity, comfortably above its ~9% cost of capital, but has diluted owners by 11517% over 5 years — a real edge showing up in the numbers. The estimate methods put fair value between $11.64 and $92.66 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2021FY 2022FY 2023FY 2024FY 2025
Revenue$36.5M1$75.2M2$108.9M3$87.4M3$84.2M3
Net income−$9.71M4$36.3M5$69.4M6$43.7M6$50M6
Operating cash flow−$3.12M7$33.8M8$68M9$59.9M9$50.1M9
Capital expenditure$1.78M10$2.11M11$510,00012$231,00012$012
Free cash flow (derived)−$4.9M7$31.7M8$67.4M9$59.7M9$50.1M9
Total debt$49.9M13$127.7M14$54.9M15$47.5M15
Cash & equivalents$9.57M16$38.7M17$67.3M18$70.3M19$48.2M19
Diluted shares335,0866.4M35.5M39.2M38.9M

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$83.09
your share of equity
Profit it earned you last year
$12.84
Free cash flow it threw off
$12.86
Debt you’d be carrying

10 shares is a claim on $83.09 of net worth that earned you $12.84 and generated $12.86 of cash last year.

iii. Is this a good business?
Moat signal · return on equity
15% avg · 5y
FY21 -11%FY22 23%FY23 30%FY24 16%FY25 15%

It earned about 15% on equity against a ~9% cost of capital — comfortably above the cost of funding, a moderate advantage.

seeing a moat in the numbers →
Management signal · capital allocation
+11517% shares · 5y

Share count is up 11517% over 5 years — owners have been diluted. Worth asking what they got for it. Total debt has held roughly steady.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.1.0

The 3 estimate methods that apply put fair value between $11.64 and $92.66 a share. They rest on different assumptions, so where they diverge is the story; the Graham Number is a stricter floor, not a target.

DCF · Growth Exit 10Y
$92.66
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth20.0%
  • fcfBase$59.7M
DCF · Growth Exit 5Y
$51.21
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth20.0%
  • fcfBase$59.7M
Earnings Power Value
$11.64
assumptions (8)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • normalizedEarnings$43.7M
  • growthAssumed0.0%
Graham Number
$15.47
assumptions (1)
  • grahamMultiplier2250.0%

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years20.0%
Discount rate (WACC)8.93%
Terminal growth2.5%
At your growth, a share is worth $51.21
The three cases
Bear0.0%$23.14
Base20.0%$51.21
Bull20.0%$51.21

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 20.0%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 20-F · period ending 2021-12-31 · accession 0001140361-24-015921 (Revenues)
  2. 20-F · period ending 2022-12-31 · accession 0001140361-25-014093 (Revenues)
  3. 20-F · period ending 2023-12-31 · accession 0001140361-26-017155 (Revenues)
  4. 20-F · period ending 2021-12-31 · accession 0001140361-24-015921 (NetIncomeLoss)
  5. 20-F · period ending 2022-12-31 · accession 0001140361-25-014093 (NetIncomeLoss)
  6. 20-F · period ending 2023-12-31 · accession 0001140361-26-017155 (NetIncomeLoss)
  7. 20-F · period ending 2021-12-31 · accession 0001140361-24-015921 (NetCashProvidedByUsedInOperatingActivities)
  8. 20-F · period ending 2022-12-31 · accession 0001140361-25-014093 (NetCashProvidedByUsedInOperatingActivities)
  9. 20-F · period ending 2023-12-31 · accession 0001140361-26-017155 (NetCashProvidedByUsedInOperatingActivities)
  10. 20-F · period ending 2021-12-31 · accession 0001140361-24-015921 (PaymentsForCapitalImprovements)
  11. 20-F · period ending 2022-12-31 · accession 0001140361-25-014093 (PaymentsForCapitalImprovements)
  12. 20-F · period ending 2023-12-31 · accession 0001140361-26-017155 (PaymentsForCapitalImprovements)
  13. 20-F · period ending 2021-12-31 · accession 0001140361-23-021095 (LongTermDebt)
  14. 20-F · period ending 2022-12-31 · accession 0001140361-24-015921 (LongTermDebt)
  15. 20-F · period ending 2023-12-31 · accession 0001140361-25-014093 (LongTermDebt)
  16. 20-F · period ending 2021-12-31 · accession 0001140361-23-021095 (CashAndCashEquivalentsAtCarryingValue)
  17. 20-F · period ending 2022-12-31 · accession 0001140361-24-015921 (CashAndCashEquivalentsAtCarryingValue)
  18. 20-F · period ending 2023-12-31 · accession 0001140361-25-014093 (CashAndCashEquivalentsAtCarryingValue)
  19. 20-F · period ending 2024-12-31 · accession 0001140361-26-017155 (CashAndCashEquivalentsAtCarryingValue)