PROCORE TECHNOLOGIES, INC.

PCORdata completeness 88%7 fiscal years on file

Data notes: no data for concept 'totalDebt'

The thesis, from the filings

PROCORE TECHNOLOGIES, INC. earns about -21% on invested capital, below its ~9% cost of capital, but has diluted owners by 62% over 5 years — no moat visible in the numbers. The estimate methods put fair value between $41.61 and $73.47 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2021FY 2022FY 2023FY 2024FY 2025
Revenue$514.8M1$720.2M2$950M3$1.15B3$1.32B3
Net income−$265.2M4−$286.9M5−$189.7M6−$106M6−$100.8M6
Operating cash flow$36.7M7$12.6M8$92M9$196.2M9$300.3M9
Capital expenditure$12.4M10$15.8M11$10.3M12$19.1M12$18.1M12
Free cash flow (derived)$24.3M7−$3.17M8$81.7M9$177M9$282.2M9
Total debt
Cash & equivalents$586.1M13$296.7M14$357.8M15$437.7M15$480.7M15
Diluted shares92.7M136.5M142.0M147.4M150.2M

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$84.01
your share of equity
Profit it earned you last year
−$6.71
Free cash flow it threw off
$18.78
Debt you’d be carrying

10 shares is a claim on $84.01 of net worth that earned you −$6.71 and generated $18.78 of cash last year.

iii. Is this a good business?
Moat signal · return on invested capital
-21% avg · 5y
FY21 -38%FY22 -27%FY23 -18%FY24 -10%FY25 -9%

It earned about -21% on invested capital against a ~9% cost of capital — below the cost of funding. The numbers show no moat.

seeing a moat in the numbers →
Management signal · capital allocation
+62% shares · 5y

Share count is up 62% over 5 years — owners have been diluted. Worth asking what they got for it.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.1.0

The 2 estimate methods that apply put fair value between $41.61 and $73.47 a share. They rest on different assumptions, so where they diverge is the story.

DCF · Growth Exit 10Y
$73.47
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth20.0%
  • fcfBase$177M
DCF · Growth Exit 5Y
$41.61
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth20.0%
  • fcfBase$177M
Earnings Power Value
not applicable
normalized (5y-median) earnings non-positive — EPV undefined
Graham Number
not applicable
diluted EPS missing or non-positive — Graham Number undefined

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years20.0%
Discount rate (WACC)8.93%
Terminal growth2.5%
At your growth, a share is worth $41.61
The three cases
Bear0.0%$20.03
Base20.0%$41.61
Bull20.0%$41.61

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 20.0%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 10-K · period ending 2021-12-31 · accession 0001628280-24-006848 (RevenueFromContractWithCustomerExcludingAssessedTax)
  2. 10-K · period ending 2022-12-31 · accession 0001628280-25-008121 (RevenueFromContractWithCustomerExcludingAssessedTax)
  3. 10-K · period ending 2023-12-31 · accession 0001628280-26-011055 (RevenueFromContractWithCustomerExcludingAssessedTax)
  4. 10-K · period ending 2021-12-31 · accession 0001628280-24-006848 (NetIncomeLoss)
  5. 10-K · period ending 2022-12-31 · accession 0001628280-25-008121 (NetIncomeLoss)
  6. 10-K · period ending 2023-12-31 · accession 0001628280-26-011055 (NetIncomeLoss)
  7. 10-K · period ending 2021-12-31 · accession 0001628280-24-006848 (NetCashProvidedByUsedInOperatingActivities)
  8. 10-K · period ending 2022-12-31 · accession 0001628280-25-008121 (NetCashProvidedByUsedInOperatingActivities)
  9. 10-K · period ending 2023-12-31 · accession 0001628280-26-011055 (NetCashProvidedByUsedInOperatingActivities)
  10. 10-K · period ending 2021-12-31 · accession 0001628280-24-006848 (PaymentsToAcquirePropertyPlantAndEquipment)
  11. 10-K · period ending 2022-12-31 · accession 0001628280-25-008121 (PaymentsToAcquirePropertyPlantAndEquipment)
  12. 10-K · period ending 2023-12-31 · accession 0001628280-26-011055 (PaymentsToAcquirePropertyPlantAndEquipment)
  13. 10-K · period ending 2021-12-31 · accession 0001628280-24-006848 (CashAndCashEquivalentsAtCarryingValue)
  14. 10-K · period ending 2022-12-31 · accession 0001628280-25-008121 (CashAndCashEquivalentsAtCarryingValue)
  15. 10-K · period ending 2023-12-31 · accession 0001628280-26-011055 (CashAndCashEquivalentsAtCarryingValue)