MICROSOFT CORP

MSFTdata completeness 100%19 fiscal years on file

Data notes: no data for concept 'investmentsAtFairValue'; no data for concept 'netInvestmentIncome'; no data for concept 'gainsOnRealEstateSales'; no data for concept 'realEstateImpairment'

The thesis, from the filings

MICROSOFT CORP earns about 27% on invested capital, far above its ~9% cost of capital, with a roughly flat share count — a real edge showing up in the numbers. The estimate methods put fair value between $120.92 and $193.24 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2022FY 2023FY 2024FY 2025FY 2026
Revenue$198.3B1$211.9B2$245.1B3$281.7B3$331.8B3
Net income$72.7B4$72.4B5$88.1B6$101.8B6$133.7B6
Operating cash flow$89B7$87.6B8$118.5B9$136.2B9$182.9B9
Capital expenditure$23.9B10$28.1B11$44.5B12$64.6B12$115.9B12
Free cash flow (derived)$65.1B7$59.5B8$74.1B9$71.6B9$67B9
Total debt$99.6B13$94.5B14$96.6B15$86.3B16$80.6B16
Cash & equivalents$13.9B17$34.7B18$18.3B19$30.2B20$20.9B20
Diluted shares7.54B7.47B7.47B7.46B7.45B

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$593.57
your share of equity
Profit it earned you last year
$179.46
Free cash flow it threw off
$89.88
Debt you’d be carrying
$108.13

10 shares is a claim on $593.57 of net worth that earned you $179.46 and generated $89.88 of cash last year, against $108.13 of debt.

iii. Is this a good business?
Moat signal · return on invested capital
27% avg · 5y
FY22 30%FY23 28%FY24 26%FY25 25%FY26 27%

It earned about 27% on invested capital, year after year, against a ~9% cost of capital — the footprint of real pricing power. Competition usually drags returns like this back down; here it hasn't.

seeing a moat in the numbers →
Management signal · capital allocation
−1% shares · 5y

Share count is roughly flat over 5 years — little dilution, little buyback. Total debt has fallen 19% — deleveraging.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.5.0

The 3 estimate methods that apply put fair value between $120.92 and $193.24 a share. They rest on different assumptions, so where they diverge is the story; the Graham Number is a stricter floor, not a target.

DCF · Growth Exit 10Y
$193.24
assumptions (10)
  • riskFreeRate4.8%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth6.4%
  • fcfBase$71.6B
DCF · Growth Exit 5Y
$169.3
assumptions (10)
  • riskFreeRate4.8%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth6.4%
  • fcfBase$71.6B
Earnings Power Value
$120.92
assumptions (8)
  • riskFreeRate4.8%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • normalizedEarnings$88.1B
  • growthAssumed0.0%
Graham Number
$155.1
assumptions (1)
  • grahamMultiplier2250.0%

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years6.4%
Discount rate (WACC)9.06%
Terminal growth2.5%
At your growth, a share is worth $169.3
The three cases
Bear0.0%$126.67
Base6.4%$169.3
Bull11.4%$210.13

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 6.4%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 10-K · period ending 2022-06-30 · accession 0000950170-24-087843 (RevenueFromContractWithCustomerExcludingAssessedTax)
  2. 10-K · period ending 2023-06-30 · accession 0000950170-25-100235 (RevenueFromContractWithCustomerExcludingAssessedTax)
  3. 10-K · period ending 2024-06-30 · accession 0001193125-26-323660 (RevenueFromContractWithCustomerExcludingAssessedTax)
  4. 10-K · period ending 2022-06-30 · accession 0000950170-24-087843 (NetIncomeLoss)
  5. 10-K · period ending 2023-06-30 · accession 0000950170-25-100235 (NetIncomeLoss)
  6. 10-K · period ending 2024-06-30 · accession 0001193125-26-323660 (NetIncomeLoss)
  7. 10-K · period ending 2022-06-30 · accession 0000950170-24-087843 (NetCashProvidedByUsedInOperatingActivities)
  8. 10-K · period ending 2023-06-30 · accession 0000950170-25-100235 (NetCashProvidedByUsedInOperatingActivities)
  9. 10-K · period ending 2024-06-30 · accession 0001193125-26-323660 (NetCashProvidedByUsedInOperatingActivities)
  10. 10-K · period ending 2022-06-30 · accession 0000950170-24-087843 (PaymentsToAcquirePropertyPlantAndEquipment)
  11. 10-K · period ending 2023-06-30 · accession 0000950170-25-100235 (PaymentsToAcquirePropertyPlantAndEquipment)
  12. 10-K · period ending 2024-06-30 · accession 0001193125-26-323660 (PaymentsToAcquirePropertyPlantAndEquipment)
  13. 10-K · period ending 2022-06-30 · accession 0000950170-23-035122 (LongTermDebtNoncurrent)
  14. 10-K · period ending 2023-06-30 · accession 0000950170-24-087843 (LongTermDebtNoncurrent)
  15. 10-K · period ending 2024-06-30 · accession 0000950170-25-100235 (LongTermDebtNoncurrent)
  16. 10-K · period ending 2025-06-30 · accession 0001193125-26-323660 (LongTermDebtNoncurrent)
  17. 10-K · period ending 2022-06-30 · accession 0000950170-23-035122 (CashAndCashEquivalentsAtCarryingValue)
  18. 10-K · period ending 2023-06-30 · accession 0000950170-24-087843 (CashAndCashEquivalentsAtCarryingValue)
  19. 10-K · period ending 2024-06-30 · accession 0000950170-25-100235 (CashAndCashEquivalentsAtCarryingValue)
  20. 10-K · period ending 2025-06-30 · accession 0001193125-26-323660 (CashAndCashEquivalentsAtCarryingValue)