Medline Inc.

MDLNdata completeness 100%4 fiscal years on file

Data notes: no data for concept 'interestExpense'

The thesis, from the filings

Medline Inc. earns about 11% on equity, comfortably above its ~9% cost of capital, with a roughly flat share count — a real edge showing up in the numbers. The estimate methods put fair value between $14.79 and $20.3 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2023FY 2024FY 2025FY 2025
Revenue$23.2B1$25.5B1$28.4B1
Net income$234M2$1.16B2$1.15B2$1.16B3
Operating cash flow$1.69B4$1.77B4$1.74B4
Capital expenditure$275M5$354M5$447M5
Free cash flow (derived)$1.41B4$1.42B4$1.3B4
Total debt$16.6B6$12.6B6
Cash & equivalents$1.59B7$199M8$1.94B8
Diluted shares810.0M

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$132.56
your share of equity
Profit it earned you last year
$14.31
Free cash flow it threw off
$16.01
Debt you’d be carrying
$156.02

10 shares is a claim on $132.56 of net worth that earned you $14.31 and generated $16.01 of cash last year, against $156.02 of debt.

iii. Is this a good business?
Moat signal · return on equity
11% avg · 4y
FY23 FY24 FY25 FY25 11%

It earned about 11% on equity against a ~9% cost of capital — comfortably above the cost of funding, a moderate advantage.

seeing a moat in the numbers →
Management signal · capital allocation
−0% shares · 4y

Share count is roughly flat over 4 years — little dilution, little buyback. Total debt has fallen 24% — deleveraging.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.1.0

The 3 estimate methods that apply put fair value between $14.79 and $20.3 a share. They rest on different assumptions, so where they diverge is the story.

DCF · Growth Exit 10Y
$20.3
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth5.0%
  • fcfBase$1.41B
DCF · Growth Exit 5Y
$17.68
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth5.0%
  • fcfBase$1.41B
Earnings Power Value
$14.79
assumptions (8)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • normalizedEarnings$1.16B
  • growthAssumed0.0%
Graham Number
not applicable
diluted EPS missing or non-positive — Graham Number undefined

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years5.0%
Discount rate (WACC)8.93%
Terminal growth2.5%
At your growth, a share is worth $17.68
The three cases
Bear0.0%$11.66
Base5.0%$17.68
Bull10.0%$24.89

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 5.0%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 10-K · period ending 2023-12-31 · accession 0002046386-26-000009 (Revenues)
  2. 10-K · period ending 2023-12-31 · accession 0002046386-26-000009 (ProfitLoss)
  3. 10-K · period ending 2025-12-31 · accession 0002046386-26-000009 (NetIncomeLoss)
  4. 10-K · period ending 2023-12-31 · accession 0002046386-26-000009 (NetCashProvidedByUsedInOperatingActivities)
  5. 10-K · period ending 2023-12-31 · accession 0002046386-26-000009 (PaymentsToAcquirePropertyPlantAndEquipment)
  6. 10-K · period ending 2024-12-31 · accession 0002046386-26-000009 (LongTermDebtNoncurrent)
  7. 10-K · period ending 2023-12-31 · accession 0002046386-26-000009 (CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents)
  8. 10-K · period ending 2024-12-31 · accession 0002046386-26-000009 (CashAndCashEquivalentsAtCarryingValue)