JD.com, Inc.

JDdata completeness 100%12 fiscal years on file
The thesis, from the filings

JD.com, Inc. earns about 17% on invested capital, comfortably above its ~9% cost of capital, and has bought back 4% of its shares over 5 years — the marks of a durable business run for its owners. The estimate methods put fair value between $11.4 and $40.89 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2021FY 2022FY 2023FY 2024FY 2025
Revenue$149.3B1$151.7B2$152.8B3$158.8B4$187.2B5
Net income−$701M6$1.41B7$3.28B8$6.12B9$3.31B10
Operating cash flow$6.64B11$8.38B12$8.38B13$7.96B14$2.72B15
Capital expenditure$873M16$797M17$567M18$733M19$1.12B20
Free cash flow (derived)$5.77B11$7.59B12$7.82B13$7.23B14$1.6B15
Total debt$685M21$1.76B22$709M23$1.04B24$1.15B25
Cash & equivalents$11.1B26$11.4B27$10.1B28$14.8B29$19.7B30
Diluted shares3.11B3.18B3.17B3.08B2.98B

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$108.06
your share of equity
Profit it earned you last year
$11.11
Free cash flow it threw off
$5.37
Debt you’d be carrying
$3.85

10 shares is a claim on $108.06 of net worth that earned you $11.11 and generated $5.37 of cash last year, against $3.85 of debt.

iii. Is this a good business?
Moat signal · return on invested capital
17% avg · 5y
FY21 -1%FY22 8%FY23 15%FY24 34%FY25 27%

It earned about 17% on invested capital against a ~9% cost of capital — comfortably above the cost of funding, a moderate advantage.

seeing a moat in the numbers →
Management signal · capital allocation
−4% shares · 5y

Share count is down 4% over 5 years — management has been buying back stock, quietly handing owners a bigger slice. Total debt has risen 67% over the same window.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.1.0

The 3 estimate methods that apply put fair value between $11.4 and $40.89 a share. They rest on different assumptions, so where they diverge is the story; the Graham Number is a stricter floor, not a target.

DCF · Growth Exit 10Y
$38.27
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth0.0%
  • fcfBase$7.23B
DCF · Growth Exit 5Y
$40.89
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth0.0%
  • fcfBase$7.23B
Earnings Power Value
$11.4
assumptions (8)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • normalizedEarnings$3.28B
  • growthAssumed0.0%
Graham Number
$14.96
assumptions (1)
  • grahamMultiplier2250.0%

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years0.0%
Discount rate (WACC)8.93%
Terminal growth2.5%
At your growth, a share is worth $40.89
The three cases
Bear0.0%$40.89
Base0.0%$40.89
Bull5.0%$49.28

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 0.0%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 20-F · period ending 2021-12-31 · accession 0001193125-22-125563 (RevenueFromContractWithCustomerExcludingAssessedTax)
  2. 20-F · period ending 2022-12-31 · accession 0001193125-23-107486 (RevenueFromContractWithCustomerExcludingAssessedTax)
  3. 20-F · period ending 2023-12-31 · accession 0001193125-24-099869 (RevenueFromContractWithCustomerExcludingAssessedTax)
  4. 20-F · period ending 2024-12-31 · accession 0001193125-25-083473 (RevenueFromContractWithCustomerExcludingAssessedTax)
  5. 20-F · period ending 2025-12-31 · accession 0001193125-26-157870 (RevenueFromContractWithCustomerExcludingAssessedTax)
  6. 20-F · period ending 2021-12-31 · accession 0001193125-22-125563 (ProfitLoss)
  7. 20-F · period ending 2022-12-31 · accession 0001193125-23-107486 (ProfitLoss)
  8. 20-F · period ending 2023-12-31 · accession 0001193125-24-099869 (ProfitLoss)
  9. 20-F · period ending 2024-12-31 · accession 0001193125-25-083473 (ProfitLoss)
  10. 20-F · period ending 2025-12-31 · accession 0001193125-26-157870 (ProfitLoss)
  11. 20-F · period ending 2021-12-31 · accession 0001193125-22-125563 (NetCashProvidedByUsedInOperatingActivities)
  12. 20-F · period ending 2022-12-31 · accession 0001193125-23-107486 (NetCashProvidedByUsedInOperatingActivities)
  13. 20-F · period ending 2023-12-31 · accession 0001193125-24-099869 (NetCashProvidedByUsedInOperatingActivities)
  14. 20-F · period ending 2024-12-31 · accession 0001193125-25-083473 (NetCashProvidedByUsedInOperatingActivities)
  15. 20-F · period ending 2025-12-31 · accession 0001193125-26-157870 (NetCashProvidedByUsedInOperatingActivities)
  16. 20-F · period ending 2021-12-31 · accession 0001193125-22-125563 (PaymentsToAcquirePropertyPlantAndEquipment)
  17. 20-F · period ending 2022-12-31 · accession 0001193125-23-107486 (PaymentsToAcquirePropertyPlantAndEquipment)
  18. 20-F · period ending 2023-12-31 · accession 0001193125-24-099869 (PaymentsToAcquirePropertyPlantAndEquipment)
  19. 20-F · period ending 2024-12-31 · accession 0001193125-25-083473 (PaymentsToAcquireProductiveAssets)
  20. 20-F · period ending 2025-12-31 · accession 0001193125-26-157870 (PaymentsToAcquireProductiveAssets)
  21. 20-F · period ending 2021-12-31 · accession 0001193125-22-125563 (ShortTermBorrowings)
  22. 20-F · period ending 2022-12-31 · accession 0001193125-23-107486 (ShortTermBorrowings)
  23. 20-F · period ending 2023-12-31 · accession 0001193125-24-099869 (ShortTermBorrowings)
  24. 20-F · period ending 2024-12-31 · accession 0001193125-25-083473 (ShortTermBorrowings)
  25. 20-F · period ending 2025-12-31 · accession 0001193125-26-157870 (ShortTermBorrowings)
  26. 20-F · period ending 2021-12-31 · accession 0001193125-22-125563 (CashAndCashEquivalentsAtCarryingValue)
  27. 20-F · period ending 2022-12-31 · accession 0001193125-23-107486 (CashAndCashEquivalentsAtCarryingValue)
  28. 20-F · period ending 2023-12-31 · accession 0001193125-24-099869 (CashAndCashEquivalentsAtCarryingValue)
  29. 20-F · period ending 2024-12-31 · accession 0001193125-25-083473 (CashAndCashEquivalentsAtCarryingValue)
  30. 20-F · period ending 2025-12-31 · accession 0001193125-26-157870 (CashAndCashEquivalentsAtCarryingValue)