INLIF Ltd

INLFdata completeness 100%4 fiscal years on file

Data notes: no data for concept 'interestExpense'

The thesis, from the filings

INLIF Ltd earns about 0% on invested capital, below its ~9% cost of capital, but has diluted owners by 33% over 4 years — no moat visible in the numbers. The estimate methods put fair value between $0.27 and $0.59 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2022FY 2023FY 2024FY 2025
Revenue$6.65M1$12.6M2$15.8M2$18.4M2
Net income$537,5553$1.35M4$1.61M4−$5.45M4
Operating cash flow$1.24M5$400,2386$1.58M6−$1.89M6
Capital expenditure$18,1657$219,1218$25,7598$192,5318
Free cash flow (derived)$1.22M5$181,1176$1.55M6−$2.08M6
Total debt$3.66M9$4.63M10$4.62M10
Cash & equivalents$84,96111$598,93312$2.47M13$6.72M13
Diluted shares12.5M12.5M12.5M16.6M

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$9.74
your share of equity
Profit it earned you last year
−$3.29
Free cash flow it threw off
−$1.26
Debt you’d be carrying
$2.79

10 shares is a claim on $9.74 of net worth that earned you −$3.29 and generated −$1.26 of cash last year, against $2.79 of debt.

iii. Is this a good business?
Moat signal · return on invested capital
0% avg · 4y
FY22 7%FY23 11%FY24 13%FY25 -31%

It earned about 0% on invested capital against a ~9% cost of capital — below the cost of funding. The numbers show no moat.

seeing a moat in the numbers →
Management signal · capital allocation
+33% shares · 4y

Share count is up 33% over 4 years — owners have been diluted. Worth asking what they got for it. Total debt has risen 26% over the same window.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.1.0

The 3 estimate methods that apply put fair value between $0.27 and $0.59 a share. They rest on different assumptions, so where they diverge is the story.

DCF · Growth Exit 10Y
$0.27
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth0.0%
  • fcfBase$181,117
DCF · Growth Exit 5Y
$0.28
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth0.0%
  • fcfBase$181,117
Earnings Power Value
$0.59
assumptions (8)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • normalizedEarnings$945,033
  • growthAssumed0.0%
Graham Number
not applicable
diluted EPS missing or non-positive — Graham Number undefined

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years0.0%
Discount rate (WACC)8.93%
Terminal growth2.5%
At your growth, a share is worth $0.28
The three cases
Bear0.0%$0.28
Base0.0%$0.28
Bull5.0%$0.32

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 0.0%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 20-F · period ending 2022-12-31 · accession 0001213900-25-036061 (Revenues)
  2. 20-F · period ending 2023-12-31 · accession 0001213900-26-024760 (Revenues)
  3. 20-F · period ending 2022-12-31 · accession 0001213900-25-036061 (NetIncomeLoss)
  4. 20-F · period ending 2023-12-31 · accession 0001213900-26-024760 (NetIncomeLoss)
  5. 20-F · period ending 2022-12-31 · accession 0001213900-25-036061 (NetCashProvidedByUsedInOperatingActivities)
  6. 20-F · period ending 2023-12-31 · accession 0001213900-26-024760 (NetCashProvidedByUsedInOperatingActivities)
  7. 20-F · period ending 2022-12-31 · accession 0001213900-25-036061 (PaymentsToAcquirePropertyPlantAndEquipment)
  8. 20-F · period ending 2023-12-31 · accession 0001213900-26-024760 (PaymentsToAcquirePropertyPlantAndEquipment)
  9. 20-F · period ending 2023-12-31 · accession 0001213900-25-036061 (ShortTermBorrowings)
  10. 20-F · period ending 2024-12-31 · accession 0001213900-26-024760 (ShortTermBorrowings)
  11. 20-F · period ending 2022-12-31 · accession 0001213900-26-024760 (CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents)
  12. 20-F · period ending 2023-12-31 · accession 0001213900-25-036061 (CashAndCashEquivalentsAtCarryingValue)
  13. 20-F · period ending 2024-12-31 · accession 0001213900-26-024760 (CashAndCashEquivalentsAtCarryingValue)