AMTD Digital Inc.

HKDdata completeness 100%6 fiscal years on file
The thesis, from the filings

AMTD Digital Inc. earns about 11% on invested capital, but has diluted owners by 67% over 5 years — worth asking whether the growth reaches owners. The estimate methods put fair value between $1.25 and $3.42 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2022FY 2023FY 2023FY 2024FY 2025
Revenue$25.3M1$33.1M2$12M3$22.8M2$50.1M2
Net income$25.8M4$40.8M5−$2.68M6$41.7M5$97M5
Operating cash flow$10.3M7$15.5M8$4.25M8$14.4M8
Capital expenditure$6,0009$2,00010$159,00010$60,00010
Free cash flow (derived)$10.2M7$15.5M8$4.09M8$14.3M8
Total debt$116.6M11$131.1M12$515.2M13$520.2M13
Cash & equivalents$14.3M14$152.9M15$134.8M15$60.9M15$46.4M15
Diluted shares74.2M74.2M76.8M123.8M

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$21.3
your share of equity
Profit it earned you last year
$7.84
Free cash flow it threw off
$1.16
Debt you’d be carrying
$42.03

10 shares is a claim on $21.3 of net worth that earned you $7.84 and generated $1.16 of cash last year, against $42.03 of debt.

iii. Is this a good business?
Moat signal · return on invested capital
11% avg · 5y
FY22 7%FY23 14%FY23 FY24 9%FY25 13%

It earned an average 11% on invested capital over 5 years. Compare that to what it costs to fund the business.

seeing a moat in the numbers →
Management signal · capital allocation
+67% shares · 5y

Share count is up 67% over 5 years — owners have been diluted. Worth asking what they got for it. Total debt has risen 346% over the same window.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.1.0

The 2 estimate methods that apply put fair value between $1.25 and $3.42 a share. They rest on different assumptions, so where they diverge is the story; the Graham Number is a stricter floor, not a target.

DCF · Growth Exit 10Y
$1.25
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth15.9%
  • fcfBase$14.3M
DCF · Growth Exit 5Y
not applicable
negative equity value — refusing to publish per-share figure
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth15.9%
  • fcfBase$14.3M
Earnings Power Value
$3.42
assumptions (8)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • normalizedEarnings$40.8M
  • growthAssumed0.0%
Graham Number
$4.59
assumptions (1)
  • grahamMultiplier2250.0%

Different models answer different questions — which to trust when →

Sources — the receipts
  1. 20-F · period ending 2022-04-30 · accession 0001213900-25-018782 (RevenueFromContractWithCustomerIncludingAssessedTax)
  2. 20-F · period ending 2023-04-30 · accession 0001213900-26-021555 (RevenueFromContractWithCustomerIncludingAssessedTax)
  3. 20-F · period ending 2023-10-31 · accession 0001213900-25-018782 (Revenues)
  4. 20-F · period ending 2022-04-30 · accession 0001213900-25-018782 (NetIncomeLoss)
  5. 20-F · period ending 2023-04-30 · accession 0001213900-26-021555 (NetIncomeLoss)
  6. 20-F · period ending 2023-10-31 · accession 0001213900-25-018782 (ProfitLoss)
  7. 20-F · period ending 2022-04-30 · accession 0001213900-25-018782 (NetCashProvidedByUsedInOperatingActivities)
  8. 20-F · period ending 2023-04-30 · accession 0001213900-26-021555 (NetCashProvidedByUsedInOperatingActivities)
  9. 20-F · period ending 2022-04-30 · accession 0001213900-25-018782 (PaymentsToAcquirePropertyPlantAndEquipment)
  10. 20-F · period ending 2023-04-30 · accession 0001213900-26-021555 (PaymentsToAcquirePropertyPlantAndEquipment)
  11. 20-F/A · period ending 2023-04-30 · accession 0001213900-25-014872 (ShortTermBorrowings)
  12. 20-F · period ending 2023-10-31 · accession 0001213900-25-018782 (ShortTermBorrowings)
  13. 20-F · period ending 2024-10-31 · accession 0001213900-26-021555 (LongTermDebt)
  14. 20-F · period ending 2022-04-30 · accession 0001213900-25-018782 (CashAndCashEquivalentsAtCarryingValue)
  15. 20-F · period ending 2023-04-30 · accession 0001213900-26-021555 (CashAndCashEquivalentsAtCarryingValue)