Fiverr International Ltd.

FVRRdata completeness 88%9 fiscal years on file
The thesis, from the filings

Fiverr International Ltd. earns about -5% on invested capital, below its ~9% cost of capital, but has diluted owners by 3% over 5 years — no moat visible in the numbers. The estimate methods put fair value between $1.03 and $135.14 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2021FY 2022FY 2023FY 2024FY 2025
Revenue$297.7M1$337.4M2$361.4M3$391.5M3$430.9M3
Net income−$65M4−$71.5M5$3.68M6$18.2M6$21M6
Operating cash flow$38M7$30.1M8$83.2M9$83.1M9$104.6M9
Capital expenditure$1.68M10$1.2M11$1.05M12$1.3M12$647,00012
Free cash flow (derived)$36.4M7$28.9M8$82.1M9$81.8M9$103.9M9
Total debt$2.27M13$014
Cash & equivalents$71.2M15$86.8M16$183.7M16$133.5M17$125.2M17
Diluted shares36.0M36.9M39.2M37.8M37.2M

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$110.82
your share of equity
Profit it earned you last year
$5.64
Free cash flow it threw off
$27.96
Debt you’d be carrying

10 shares is a claim on $110.82 of net worth that earned you $5.64 and generated $27.96 of cash last year.

iii. Is this a good business?
Moat signal · return on invested capital
-5% avg · 5y
FY21 -13%FY22 -30%FY23 3%FY24 6%FY25 8%

It earned about -5% on invested capital against a ~9% cost of capital — below the cost of funding. The numbers show no moat.

seeing a moat in the numbers →
Management signal · capital allocation
+3% shares · 5y

Share count is up 3% over 5 years — owners have been diluted. Worth asking what they got for it. Total debt has fallen 100% — deleveraging.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.1.0

The 3 estimate methods that apply put fair value between $1.03 and $135.14 a share. They rest on different assumptions, so where they diverge is the story; the Graham Number is a stricter floor, not a target.

DCF · Growth Exit 10Y
$135.14
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth20.0%
  • fcfBase$82.1M
DCF · Growth Exit 5Y
$75.4
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth20.0%
  • fcfBase$82.1M
Earnings Power Value
$1.03
assumptions (8)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • normalizedEarnings$3.68M
  • growthAssumed0.0%
Graham Number
$11.82
assumptions (1)
  • grahamMultiplier2250.0%

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years20.0%
Discount rate (WACC)8.93%
Terminal growth2.5%
At your growth, a share is worth $75.4
The three cases
Bear0.0%$34.94
Base20.0%$75.4
Bull20.0%$75.4

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 20.0%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 20-F · period ending 2021-12-31 · accession 0001178913-24-000697 (Revenues)
  2. 20-F · period ending 2022-12-31 · accession 0001178913-25-000559 (Revenues)
  3. 20-F · period ending 2023-12-31 · accession 0001178913-26-000858 (Revenues)
  4. 20-F · period ending 2021-12-31 · accession 0001178913-24-000697 (NetIncomeLoss)
  5. 20-F · period ending 2022-12-31 · accession 0001178913-25-000559 (NetIncomeLoss)
  6. 20-F · period ending 2023-12-31 · accession 0001178913-26-000858 (NetIncomeLoss)
  7. 20-F · period ending 2021-12-31 · accession 0001178913-24-000697 (NetCashProvidedByUsedInOperatingActivities)
  8. 20-F · period ending 2022-12-31 · accession 0001178913-25-000559 (NetCashProvidedByUsedInOperatingActivities)
  9. 20-F · period ending 2023-12-31 · accession 0001178913-26-000858 (NetCashProvidedByUsedInOperatingActivities)
  10. 20-F · period ending 2021-12-31 · accession 0001178913-24-000697 (PaymentsToAcquirePropertyPlantAndEquipment)
  11. 20-F · period ending 2022-12-31 · accession 0001178913-25-000559 (PaymentsToAcquirePropertyPlantAndEquipment)
  12. 20-F · period ending 2023-12-31 · accession 0001178913-26-000858 (PaymentsToAcquirePropertyPlantAndEquipment)
  13. 20-F · period ending 2021-12-31 · accession 0001178913-22-000725 (LongTermDebtNoncurrent)
  14. 20-F · period ending 2022-12-31 · accession 0001178913-23-001230 (LongTermDebtCurrent)
  15. 20-F · period ending 2021-12-31 · accession 0001178913-24-000697 (CashAndCashEquivalentsAtCarryingValue)
  16. 20-F · period ending 2022-12-31 · accession 0001178913-25-000559 (CashAndCashEquivalentsAtCarryingValue)
  17. 20-F · period ending 2024-12-31 · accession 0001178913-26-000858 (CashAndCashEquivalentsAtCarryingValue)