Futu Holdings Ltd

FUTUdata completeness 88%7 fiscal years on file

Data notes: no data for concept 'totalDebt'; no data for concept 'interestExpense'

The thesis, from the filings

Futu Holdings Ltd earns about 26% on invested capital, far above its ~9% cost of capital, and has bought back 7% of its shares over 5 years — the marks of a durable business run for its owners. The estimate methods put fair value between $5.02 and $210.51 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2021FY 2022FY 2023FY 2024FY 2025
Revenue$501.7M1$513.7M2$505M3$778.2M4$1.36B5
Net income$360.3M6$375.2M7$548.1M8$700.7M9$1.46B10
Operating cash flow$770.8M11$445.4M12−$811.4M13$3.99B14$5.24B15
Capital expenditure$9.03M16$11.6M17$9.96M18$21.6M19$7.03M20
Free cash flow (derived)$761.8M11$433.8M12−$821.3M13$3.97B14$5.23B15
Total debt
Cash & equivalents$584M21$644.6M22$632.1M23$1.5B24$1.34B25
Diluted shares1.22B1.15B1.12B1.12B1.13B

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$45.45
your share of equity
Profit it earned you last year
$12.88
Free cash flow it threw off
$46.28
Debt you’d be carrying

10 shares is a claim on $45.45 of net worth that earned you $12.88 and generated $46.28 of cash last year.

iii. Is this a good business?
Moat signal · return on invested capital
26% avg · 5y
FY21 17%FY22 19%FY23 22%FY24 34%FY25 38%

It earned about 26% on invested capital, year after year, against a ~9% cost of capital — the footprint of real pricing power. Competition usually drags returns like this back down; here it hasn't.

seeing a moat in the numbers →
Management signal · capital allocation
−7% shares · 5y

Share count is down 7% over 5 years — management has been buying back stock, quietly handing owners a bigger slice.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.1.0

The 3 estimate methods that apply put fair value between $5.02 and $210.51 a share. They rest on different assumptions, so where they diverge is the story; the Graham Number is a stricter floor, not a target.

DCF · Growth Exit 10Y
$210.51
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth20.0%
  • fcfBase$3.97B
DCF · Growth Exit 5Y
$115.62
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth20.0%
  • fcfBase$3.97B
Earnings Power Value
$5.02
assumptions (8)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • normalizedEarnings$548.1M
  • growthAssumed0.0%
Graham Number
$11.49
assumptions (1)
  • grahamMultiplier2250.0%

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years20.0%
Discount rate (WACC)8.93%
Terminal growth2.5%
At your growth, a share is worth $115.62
The three cases
Bear0.0%$51.33
Base20.0%$115.62
Bull20.0%$115.62

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 20.0%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 20-F · period ending 2021-12-31 · accession 0001104659-22-035332 (RevenueFromContractWithCustomerExcludingAssessedTax)
  2. 20-F · period ending 2022-12-31 · accession 0001104659-23-048600 (RevenueFromContractWithCustomerExcludingAssessedTax)
  3. 20-F · period ending 2023-12-31 · accession 0001104659-24-051213 (RevenueFromContractWithCustomerExcludingAssessedTax)
  4. 20-F · period ending 2024-12-31 · accession 0001410578-25-000706 (RevenueFromContractWithCustomerExcludingAssessedTax)
  5. 20-F · period ending 2025-12-31 · accession 0001104659-26-043451 (RevenueFromContractWithCustomerExcludingAssessedTax)
  6. 20-F · period ending 2021-12-31 · accession 0001104659-22-035332 (NetIncomeLoss)
  7. 20-F · period ending 2022-12-31 · accession 0001104659-23-048600 (NetIncomeLoss)
  8. 20-F · period ending 2023-12-31 · accession 0001104659-24-051213 (NetIncomeLoss)
  9. 20-F · period ending 2024-12-31 · accession 0001410578-25-000706 (NetIncomeLoss)
  10. 20-F · period ending 2025-12-31 · accession 0001104659-26-043451 (NetIncomeLoss)
  11. 20-F · period ending 2021-12-31 · accession 0001104659-22-035332 (NetCashProvidedByUsedInOperatingActivities)
  12. 20-F · period ending 2022-12-31 · accession 0001104659-23-048600 (NetCashProvidedByUsedInOperatingActivities)
  13. 20-F · period ending 2023-12-31 · accession 0001104659-24-051213 (NetCashProvidedByUsedInOperatingActivities)
  14. 20-F · period ending 2024-12-31 · accession 0001410578-25-000706 (NetCashProvidedByUsedInOperatingActivities)
  15. 20-F · period ending 2025-12-31 · accession 0001104659-26-043451 (NetCashProvidedByUsedInOperatingActivities)
  16. 20-F · period ending 2021-12-31 · accession 0001104659-22-035332 (PaymentsToAcquireProductiveAssets)
  17. 20-F · period ending 2022-12-31 · accession 0001104659-23-048600 (PaymentsToAcquireProductiveAssets)
  18. 20-F · period ending 2023-12-31 · accession 0001104659-24-051213 (PaymentsToAcquireProductiveAssets)
  19. 20-F · period ending 2024-12-31 · accession 0001410578-25-000706 (PaymentsToAcquireProductiveAssets)
  20. 20-F · period ending 2025-12-31 · accession 0001104659-26-043451 (PaymentsToAcquireProductiveAssets)
  21. 20-F · period ending 2021-12-31 · accession 0001104659-22-035332 (CashAndCashEquivalentsAtCarryingValue)
  22. 20-F · period ending 2022-12-31 · accession 0001104659-23-048600 (CashAndCashEquivalentsAtCarryingValue)
  23. 20-F · period ending 2023-12-31 · accession 0001104659-24-051213 (CashAndCashEquivalentsAtCarryingValue)
  24. 20-F · period ending 2024-12-31 · accession 0001410578-25-000706 (CashAndCashEquivalentsAtCarryingValue)
  25. 20-F · period ending 2025-12-31 · accession 0001104659-26-043451 (CashAndCashEquivalentsAtCarryingValue)