Fenbo Holdings Ltd

FEBOdata completeness 75%3 fiscal years on file

Data notes: no data for concept 'cash'; no data for concept 'totalDebt'; no data for concept 'interestExpense'

The thesis, from the filings

Fenbo Holdings Ltd earns about -16% on invested capital, below its ~9% cost of capital, but has diluted owners by 10% over 3 years — no moat visible in the numbers. The estimate methods put fair value between $0.31 and $0.34 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2023FY 2024FY 2025
Revenue$15.2M1$17.1M2$10.9M3
Net income−$188,0004−$1.99M5−$1.37M6
Operating cash flow$1.24M7−$2.75M8$204,0009
Capital expenditure$36,00010$52,00011$8,00012
Free cash flow (derived)$1.21M7−$2.8M8$196,0009
Total debt
Cash & equivalents
Diluted shares10.1M11.1M11.1M

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$4.13
your share of equity
Profit it earned you last year
−$1.23
Free cash flow it threw off
$0.18
Debt you’d be carrying

10 shares is a claim on $4.13 of net worth that earned you −$1.23 and generated $0.18 of cash last year.

iii. Is this a good business?
Moat signal · return on invested capital
-16% avg · 3y
FY23 -2%FY24 -24%FY25 -24%

It earned about -16% on invested capital against a ~9% cost of capital — below the cost of funding. The numbers show no moat.

seeing a moat in the numbers →
Management signal · capital allocation
+10% shares · 3y

Share count is up 10% over 3 years — owners have been diluted. Worth asking what they got for it.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.1.0

The 2 estimate methods that apply put fair value between $0.31 and $0.34 a share. They rest on different assumptions, so where they diverge is the story.

DCF · Growth Exit 10Y
$0.34
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth5.0%
  • fcfBase$196,000
DCF · Growth Exit 5Y
$0.31
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth5.0%
  • fcfBase$196,000
Earnings Power Value
not applicable
normalized (5y-median) earnings non-positive — EPV undefined
Graham Number
not applicable
diluted EPS missing or non-positive — Graham Number undefined

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years5.0%
Discount rate (WACC)8.93%
Terminal growth2.5%
At your growth, a share is worth $0.31
The three cases
Bear0.0%$0.25
Base5.0%$0.31
Bull10.0%$0.39

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 5.0%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 20-F · period ending 2023-12-31 · accession 0001493152-24-016826 (RevenueFromContractWithCustomerExcludingAssessedTax)
  2. 20-F · period ending 2024-12-31 · accession 0001641172-25-010075 (RevenueFromContractWithCustomerExcludingAssessedTax)
  3. 20-F · period ending 2025-12-31 · accession 0001493152-26-023280 (RevenueFromContractWithCustomerExcludingAssessedTax)
  4. 20-F · period ending 2023-12-31 · accession 0001493152-24-016826 (NetIncomeLoss)
  5. 20-F · period ending 2024-12-31 · accession 0001641172-25-010075 (NetIncomeLoss)
  6. 20-F · period ending 2025-12-31 · accession 0001493152-26-023280 (NetIncomeLoss)
  7. 20-F · period ending 2023-12-31 · accession 0001493152-24-016826 (NetCashProvidedByUsedInOperatingActivities)
  8. 20-F · period ending 2024-12-31 · accession 0001641172-25-010075 (NetCashProvidedByUsedInOperatingActivities)
  9. 20-F · period ending 2025-12-31 · accession 0001493152-26-023280 (NetCashProvidedByUsedInOperatingActivities)
  10. 20-F · period ending 2023-12-31 · accession 0001493152-24-016826 (PaymentsToAcquirePropertyPlantAndEquipment)
  11. 20-F · period ending 2024-12-31 · accession 0001641172-25-010075 (PaymentsToAcquirePropertyPlantAndEquipment)
  12. 20-F · period ending 2025-12-31 · accession 0001493152-26-023280 (PaymentsToAcquirePropertyPlantAndEquipment)