Coinbase Global, Inc.

COINdata completeness 88%7 fiscal years on file
The thesis, from the filings

Coinbase Global, Inc. earns about 11% on invested capital, comfortably above its ~9% cost of capital, but has diluted owners by 31% over 5 years — a real edge showing up in the numbers. The estimate methods put fair value between $5.06 and $45.47 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2021FY 2022FY 2023FY 2024FY 2025
Revenue$7.84B1$3.19B2$3.11B3$6.56B3$7.18B3
Net income$3.62B4−$2.62B5$94.9M6$2.58B6$1.26B6
Operating cash flow$4.04B7−$1.59B8$673.4M9$3.1B9$2.43B9
Capital expenditure$2.91M10$2.93M10
Free cash flow (derived)$4.04B7−$1.59B8
Total debt$6.79B11$6.81B12$5.96B13$8.84B14$14.9B14
Cash & equivalents$7.12B15$4.43B16$5.49B17$9.31B17$11.3B17
Diluted shares220.0M222.3M254.4M273.4M287.2M

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$515.06
your share of equity
Profit it earned you last year
$43.88
Free cash flow it threw off
Debt you’d be carrying
$517.58

10 shares is a claim on $515.06 of net worth that earned you $43.88 last year, against $517.58 of debt.

iii. Is this a good business?
Moat signal · return on invested capital
11% avg · 5y
FY21 51%FY22 -30%FY23 0%FY24 26%FY25 7%

It earned about 11% on invested capital against a ~9% cost of capital — comfortably above the cost of funding, a moderate advantage.

seeing a moat in the numbers →
Management signal · capital allocation
+31% shares · 5y

Share count is up 31% over 5 years — owners have been diluted. Worth asking what they got for it. Total debt has risen 119% over the same window.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.1.0

The 3 estimate methods that apply put fair value between $5.06 and $45.47 a share. They rest on different assumptions, so where they diverge is the story; the Graham Number is a stricter floor, not a target.

DCF · Growth Exit 10Y
$6.55
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth5.0%
  • fcfBase$283.6M
DCF · Growth Exit 5Y
$5.06
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth5.0%
  • fcfBase$283.6M
Earnings Power Value
$45.47
assumptions (8)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • normalizedEarnings$1.26B
  • growthAssumed0.0%
Graham Number
$71.81
assumptions (1)
  • grahamMultiplier2250.0%

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years5.0%
Discount rate (WACC)8.93%
Terminal growth2.5%
At your growth, a share is worth $5.06
The three cases
Bear0.0%$1.65
Base5.0%$5.06
Bull10.0%$9.15

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 5.0%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 10-K · period ending 2021-12-31 · accession 0001679788-24-000022 (Revenues)
  2. 10-K · period ending 2022-12-31 · accession 0001679788-25-000022 (Revenues)
  3. 10-K · period ending 2023-12-31 · accession 0001679788-26-000015 (Revenues)
  4. 10-K · period ending 2021-12-31 · accession 0001679788-24-000022 (NetIncomeLoss)
  5. 10-K · period ending 2022-12-31 · accession 0001679788-25-000022 (NetIncomeLoss)
  6. 10-K · period ending 2023-12-31 · accession 0001679788-26-000015 (NetIncomeLoss)
  7. 10-K · period ending 2021-12-31 · accession 0001679788-24-000022 (NetCashProvidedByUsedInOperatingActivities)
  8. 10-K · period ending 2022-12-31 · accession 0001679788-25-000022 (NetCashProvidedByUsedInOperatingActivities)
  9. 10-K · period ending 2023-12-31 · accession 0001679788-26-000015 (NetCashProvidedByUsedInOperatingActivities)
  10. 10-K · period ending 2021-12-31 · accession 0001679788-23-000031 (PaymentsToAcquirePropertyPlantAndEquipment)
  11. 10-K · period ending 2021-12-31 · accession 0001679788-23-000031 (LongTermDebtNoncurrent)
  12. 10-K · period ending 2022-12-31 · accession 0001679788-24-000022 (LongTermDebtNoncurrent)
  13. 10-K · period ending 2023-12-31 · accession 0001679788-25-000022 (LongTermDebtNoncurrent)
  14. 10-K · period ending 2024-12-31 · accession 0001679788-26-000015 (LongTermDebtNoncurrent)
  15. 10-K · period ending 2021-12-31 · accession 0001679788-24-000022 (CashAndCashEquivalentsAtCarryingValue)
  16. 10-K · period ending 2022-12-31 · accession 0001679788-25-000022 (CashAndCashEquivalentsAtCarryingValue)
  17. 10-K · period ending 2023-12-31 · accession 0001679788-26-000015 (CashAndCashEquivalentsAtCarryingValue)