CITIGROUP INC
Cdata completeness 100%19 fiscal years on filei. The business — what you’d actually own
| Figure | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|
| Revenue | $71.9B1 | $75.3B2 | $78.1B3 | $80.7B3 | $85.2B3 |
| Net income | $22B4 | $14.8B5 | $9.23B6 | $12.7B6 | $14.3B6 |
| Operating cash flow | $47.1B7 | $25.1B8 | −$73.4B9 | −$19.7B9 | −$67.6B9 |
| Capital expenditure | $4.12B10 | $5.63B11 | $6.58B12 | $6.5B12 | $6.52B12 |
| Free cash flow (derived) | $43B7 | $19.4B8 | −$80B9 | −$26.2B9 | −$74.2B9 |
| Total debt | $298.4B13 | $344.2B14 | $344.3B15 | $364.7B16 | $387.6B16 |
| Cash & equivalents | $262B17 | $342B18 | $260.9B18 | $276.5B18 | $349.6B18 |
| Diluted shares | 2.05B | 1.96B | 1.96B | 1.94B | 1.87B |
Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).
ii. Your slice — ownership made literal
If you owned
shares
You’d own
5.3e-7%
of the whole company
Your share of last year’s profit
$76.38
Your share of its debt
$2,069.54
Your share of free cash flow
−$395.88
iii. What it’s worth — engine v0.1.0
DCF · Growth Exit 10Y
not applicable
3y-median FCF non-positive — growth-exit DCF not applicable (see EPV)
DCF · Growth Exit 5Y
not applicable
3y-median FCF non-positive — growth-exit DCF not applicable (see EPV)
Earnings Power Value
$80.48
assumptions (8)
- riskFreeRate4.5%
- equityRiskPremium5.0%
- beta100.0%
- equityWeight85.0%
- costOfDebtSpread1.5%
- taxRate21.0%
- normalizedEarnings$14.3B
- growthAssumed0.0%
Graham Number
$133.51
assumptions (1)
- grahamMultiplier2250.0%
Different models answer different questions — which to trust when →
Sources — the receipts
- 10-K · period ending 2021-12-31 · accession 0000831001-24-000033 (Revenues)
- 10-K · period ending 2022-12-31 · accession 0000831001-25-000067 (Revenues)
- 10-K · period ending 2023-12-31 · accession 0000831001-26-000011 (Revenues)
- 10-K · period ending 2021-12-31 · accession 0000831001-24-000033 (NetIncomeLoss)
- 10-K · period ending 2022-12-31 · accession 0000831001-25-000067 (NetIncomeLoss)
- 10-K · period ending 2023-12-31 · accession 0000831001-26-000011 (NetIncomeLoss)
- 10-K · period ending 2021-12-31 · accession 0000831001-24-000033 (NetCashProvidedByUsedInOperatingActivities)
- 10-K · period ending 2022-12-31 · accession 0000831001-25-000067 (NetCashProvidedByUsedInOperatingActivities)
- 10-K · period ending 2023-12-31 · accession 0000831001-26-000011 (NetCashProvidedByUsedInOperatingActivities)
- 10-K · period ending 2021-12-31 · accession 0000831001-24-000033 (PaymentsToAcquirePropertyPlantAndEquipment)
- 10-K · period ending 2022-12-31 · accession 0000831001-25-000067 (PaymentsToAcquirePropertyPlantAndEquipment)
- 10-K · period ending 2023-12-31 · accession 0000831001-26-000011 (PaymentsToAcquirePropertyPlantAndEquipment)
- 10-K · period ending 2021-12-31 · accession 0000831001-23-000037 (LongTermDebt)
- 10-K · period ending 2022-12-31 · accession 0000831001-24-000033 (LongTermDebt)
- 10-K · period ending 2023-12-31 · accession 0000831001-25-000067 (LongTermDebt)
- 10-K · period ending 2024-12-31 · accession 0000831001-26-000011 (LongTermDebt)
- 10-K · period ending 2021-12-31 · accession 0000831001-25-000067 (CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents)
- 10-K · period ending 2022-12-31 · accession 0000831001-26-000011 (CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents)