AIR T INC

AIRTdata completeness 100%16 fiscal years on file

Data notes: no data for concept 'investmentsAtFairValue'; no data for concept 'netInvestmentIncome'; no data for concept 'realEstateImpairment'

The thesis, from the filings

AIR T INC earns about 10% on invested capital, barely covering its ~9% cost of capital, and has bought back 6% of its shares over 5 years. The estimate methods put fair value between $34.78 and $43.58 a share.Whether it’s worth owning at today’s price is the last question — and yours to answer, below.

i. The business — what you’d actually own
FigureFY 2022FY 2023FY 2024FY 2025FY 2026
Revenue$177.1M1$247.3M2$286.8M3$291.9M4$327.1M4
Net income$10.9M5−$12.3M6−$6.82M7−$6.14M8$78M8
Operating cash flow−$33.1M9$16.9M10$17.2M11$23.5M12−$25M12
Capital expenditure$1.53M13$1.18M14$1.08M15$1.08M16$16.5M16
Free cash flow (derived)−$34.6M9$15.7M10$16.1M11$22.4M12−$41.5M12
Total debt$135.8M17$125.1M18$112.9M19$110.3M20$208.2M20
Cash & equivalents$5.62M21$5.81M22$7.1M23$5.93M24$20.3M24
Diluted shares2.9M2.8M2.8M2.8M2.7M

Superscripts are receipts. Each links to the SEC filing the number came from (full list at the bottom).

ii. Your slice — ownership made literal
If you owned
shares
Net assets behind them
$295.26
your share of equity
Profit it earned you last year
$288.51
Free cash flow it threw off
−$153.63
Debt you’d be carrying
$770.24

10 shares is a claim on $295.26 of net worth that earned you $288.51 and generated −$153.63 of cash last year, against $770.24 of debt.

iii. Is this a good business?
Moat signal · return on invested capital
10% avg · 5y
FY22 11%FY23 -2%FY24 2%FY25 3%FY26 36%

It earned about 10% on invested capital against a ~9% cost of capital — roughly what it costs to fund the business, so the numbers show no clear edge.

seeing a moat in the numbers →
Management signal · capital allocation
−6% shares · 5y

Share count is down 6% over 5 years — management has been buying back stock, quietly handing owners a bigger slice. Total debt has risen 53% over the same window.

reading capital allocation →

Signals, not verdicts — read from the filings above. Numbers don’t prove a moat; they show its footprint. You decide.

iv. What it’s worth — engine v0.5.0

The 2 estimate methods that apply put fair value between $34.78 and $43.58 a share. They rest on different assumptions, so where they diverge is the story; the Graham Number is a stricter floor, not a target.

DCF · Growth Exit 10Y
$43.58
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears10
  • fcfGrowth5.0%
  • fcfBase$16.1M
DCF · Growth Exit 5Y
$34.78
assumptions (10)
  • riskFreeRate4.7%
  • equityRiskPremium5.0%
  • beta100.0%
  • equityWeight85.0%
  • costOfDebtSpread1.5%
  • taxRate21.0%
  • terminalGrowth2.5%
  • projectionYears5
  • fcfGrowth5.0%
  • fcfBase$16.1M
Earnings Power Value
not applicable
normalized (5y-median) earnings non-positive — EPV undefined
Graham Number
$138.48
assumptions (1)
  • grahamMultiplier2250.0%

Different models answer different questions — which to trust when →

v. The price question — last, on purpose
Is today’s price fair?
See live price ↗
Type a price. The ledger answers.
Or set your own belief
FCF growth, next 5 years5.0%
Discount rate (WACC)9.02%
Terminal growth2.5%
At your growth, a share is worth $34.78
The three cases
Bear0.0%$14.49
Base5.0%$34.78
Bull10.0%$59.06

Bear/base/bull growth = 0% / filed history / history + 5pp. Type a price to see the return each case implies.

Default growth 5.0%= this company’s own filed history (median-to-median FCF CAGR, clamped 0–20%). Your adjustments are recorded anonymously. They become the “what do owners actually believe” dataset.

Sources — the receipts
  1. 10-K · period ending 2022-03-31 · accession 0000353184-22-000046 (RevenueFromContractWithCustomerExcludingAssessedTax)
  2. 10-K · period ending 2023-03-31 · accession 0000353184-24-000062 (Revenues)
  3. 10-K/A · period ending 2024-03-31 · accession 0000353184-25-000069 (RevenueFromContractWithCustomerExcludingAssessedTax)
  4. 10-K · period ending 2025-03-31 · accession 0000353184-26-000054 (RevenueFromContractWithCustomerExcludingAssessedTax)
  5. 10-K/A · period ending 2022-03-31 · accession 0000353184-23-000074 (NetIncomeLoss)
  6. 10-K · period ending 2023-03-31 · accession 0000353184-24-000062 (NetIncomeLoss)
  7. 10-K/A · period ending 2024-03-31 · accession 0000353184-25-000069 (NetIncomeLoss)
  8. 10-K · period ending 2025-03-31 · accession 0000353184-26-000054 (NetIncomeLoss)
  9. 10-K/A · period ending 2022-03-31 · accession 0000353184-23-000074 (NetCashProvidedByUsedInOperatingActivities)
  10. 10-K · period ending 2023-03-31 · accession 0000353184-24-000062 (NetCashProvidedByUsedInOperatingActivities)
  11. 10-K/A · period ending 2024-03-31 · accession 0000353184-25-000069 (NetCashProvidedByUsedInOperatingActivities)
  12. 10-K · period ending 2025-03-31 · accession 0000353184-26-000054 (NetCashProvidedByUsedInOperatingActivities)
  13. 10-K/A · period ending 2022-03-31 · accession 0000353184-23-000074 (PaymentsToAcquirePropertyPlantAndEquipment)
  14. 10-K · period ending 2023-03-31 · accession 0000353184-24-000062 (PaymentsToAcquirePropertyPlantAndEquipment)
  15. 10-K/A · period ending 2024-03-31 · accession 0000353184-25-000069 (PaymentsToAcquirePropertyPlantAndEquipment)
  16. 10-K · period ending 2025-03-31 · accession 0000353184-26-000054 (PaymentsToAcquirePropertyPlantAndEquipment)
  17. 10-K/A · period ending 2022-03-31 · accession 0000353184-23-000074 (LongTermDebt)
  18. 10-K · period ending 2023-03-31 · accession 0000353184-24-000062 (LongTermDebt)
  19. 10-K/A · period ending 2024-03-31 · accession 0000353184-25-000069 (LongTermDebt)
  20. 10-K · period ending 2025-03-31 · accession 0000353184-26-000054 (LongTermDebt)
  21. 10-K/A · period ending 2022-03-31 · accession 0000353184-23-000074 (CashAndCashEquivalentsAtCarryingValue)
  22. 10-K · period ending 2023-03-31 · accession 0000353184-24-000062 (CashAndCashEquivalentsAtCarryingValue)
  23. 10-K/A · period ending 2024-03-31 · accession 0000353184-25-000069 (CashAndCashEquivalentsAtCarryingValue)
  24. 10-K · period ending 2025-03-31 · accession 0000353184-26-000054 (CashAndCashEquivalentsAtCarryingValue)